State of dealer fees 2026
Dealer fees in Colorado: 2026
#12 of 51 for average doc fee
4.1 vehicle-loan complaints per 100k residents in 2025#27 of 51 · 249 complaints · CFPB
No legal cap. All-in advertised pricing required from January 1, 2026. HB25-1090 (CIADA summary)
- RulesAdvertised prices must include mandatory fees from 2026.Source: CIADA
Compare nearby and high-fee states
Highest average doc fees
- Florida $912
- Virginia $828
- District of Columbia $800
- Georgia $761
- Maryland $755
Before you sign
Average and median fees come from CarEdge and Edmunds; complaint figures from the CFPB. “Hot spot” is DrivrShield’s composite, not an official ranking, and “above cap” is a lead, not proof of wrongdoing. Full sources are on the map page. Data as of 2026-09-22.
The next step
This tool says something is in there. DrivrShield AI says what.
The math can prove a payment carries more than your figures explain. It cannot see the line items. Photograph the worksheet and DrivrShield AI reads every line — what each fee is, which ones your state actually requires, which are the dealer's to remove, and the exact words to ask.
- Photograph a worksheet and get it line by line
- Live recall and vehicle-history checks
- Any car question answered, any time
5 free Asks a month, no card. $19.99/month after that · cancel anytime, no hoops.
Want a real person on the whole deal? Human Deal Analysis opens mid-fall 2026 — get notified.