State of dealer fees 2026
Dealer fees in New Jersey: 2026
#7 of 51 for average doc fee
7.2 vehicle-loan complaints per 100k residents in 2025#9 of 51 · 690 complaints · CFPB
No legal cap. True Lane state survey
- ComplaintsNinth-highest CFPB vehicle-loan complaint rate in 2025.Source: CFPB complaints
- Used cars7th-highest used-car premium: a median of $2,099 over wholesale.Source: LendingTree via press
- RulesThe NJ Attorney General issued a junk-fee enforcement statement covering auto add-ons (June 2026).Source: Consumer Finance Monitor
Compare nearby and high-fee states
Nearby
- Delaware $632
- New York $208
- Pennsylvania $464
Highest average doc fees
- Florida $912
- Virginia $828
- District of Columbia $800
- Georgia $761
- Maryland $755
Before you sign
Average and median fees come from CarEdge and Edmunds; complaint figures from the CFPB. “Hot spot” is DrivrShield’s composite, not an official ranking, and “above cap” is a lead, not proof of wrongdoing. Full sources are on the map page. Data as of 2026-09-22.
The next step
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