State of dealer fees 2026
Dealer fees in New York: 2026
#48 of 51 for average doc fee
5.1 vehicle-loan complaints per 100k residents in 2025#23 of 51 · 1,022 complaints · CFPB
Capped by law. Capped at $175. 15 NYCRR 78.19
- EnforcementDARCARS Lexus and BMW (Mount Kisco) paid over $1M in refunds plus a $700K penalty over a 2% "sales commission" fee (Sep 2026). Nissan dealers statewide settled over lease-buyout junk fees (2024 to 2026).Source: NY AG: DARCARS · NY AG: Nissan
- Buyers sayUsed-car add-on stacks (etch, undercoating, warranty, GAP) and add-ons called mandatory until the buyer pushed back.Source: FTC comments · Leasehackr
Compare nearby and high-fee states
Nearby
- Connecticut $710
- Massachusetts $538
- New Jersey $712
- Pennsylvania $464
- Vermont $555
Highest average doc fees
- Florida $912
- Virginia $828
- District of Columbia $800
- Georgia $761
- Maryland $755
Before you sign
Average and median fees come from CarEdge and Edmunds; complaint figures from the CFPB. “Hot spot” is DrivrShield’s composite, not an official ranking, and “above cap” is a lead, not proof of wrongdoing. Full sources are on the map page. Data as of 2026-09-22.
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